Splitty

Splitty is an iOS app that solves a specific social problem: how to split a restaurant bill fairly when everyone ordered different things but someone suggests splitting it evenly anyway. Open the app, point your camera at the receipt, Splitty reads every line item in seconds, you tap which person ordered what, and the app calculates exactly what each person owes, including tax and tip split proportionally. No account, no sign-up, no typing. Your friends do not need the app, they just get a Venmo or Cash App request for the exact amount they owe. The whole process takes about 30 seconds from receipt to payment requests sent.

The app is built on behavioral economics. In a 2004 field experiment by researchers Gneezy, Haruvy, and Yafe, diners at a restaurant in Israel were assigned to different bill-splitting scenarios. When everyone paid individually, the average order was 37 NIS. When the bill was split equally, the average order jumped to 51 NIS. When the meal was free, 82 NIS. The result: people order 37 percent more when splitting evenly than when paying individually. Research also found 80 percent of participants said they would prefer to pay for what they actually ordered, but nearly no one speaks up at the table.

Splitty's core argument is that having the receipt do the talking removes that social friction. The receipt already lists what each person had: the $24 salad, the $3.50 Diet Coke, the $45 steak with the $2 bacon upgrade. The tax and tip can be distributed proportionally based on what each person actually spent. Nobody has to say anything awkward. The app just shows the math and sends the requests.

The app uses optical character recognition (OCR) to read the receipt. On typical restaurant receipts, Splitty reports 99 percent plus accuracy, reading every line item, modifier, and calculation in seconds. You can edit any line if the OCR misread something, but the company's data suggests you rarely will. The accuracy is strong enough that the company does not position itself as a tool you need to verify twice. You point, the app reads, you assign, done.

Assignment itself is simple: each item starts split equally among everyone in the group by default. You tap the salad and uncheck the steak person's name. You tap the steak and uncheck the salad person's name. Shared appetizers can stay split among just the people who ordered them, or you can mark them as split among everyone. As you adjust, the running totals for each person update in real time so you see immediately what the split is settling to. Tax and tip are automatically distributed proportionally based on what each person spent, not split equally, which matters: the person who spent more on food pays more of the tip. Once everyone's share is correct, you send a payment request to each person via Venmo, Cash App, or PayPal, pre-filled with the exact amount. They get a notification asking them to pay. Done.

Splitty supports digital receipts too, not just paper. If you have a receipt URL from DoorDash, Uber Eats, Toast, Square, or other platforms, you can paste it directly into the app and Splitty renders the page and reads the items with the same 99 percent accuracy it applies to paper. This is useful for splitting delivery orders, which often go to one person's card and need to be divided among the group.

Splitty runs on iOS 26 or later and is available only on Apple. Android users cannot use it themselves, though they can receive and pay Venmo requests. There is no web version, because the use case is mobile: you are at the restaurant with the check, you need this solved in 90 seconds.

Pricing is divided into a free tier and unlimited tiers. When you download Splitty, you get 3 free workflows (a workflow is a receipt scan or a manual entry). Use all three, and you hit a limit. After that, the app asks for payment. The company offers two options: $9.99 per year or $24.99 for a lifetime pass. All features are available during the free trial, you are not using restricted versions of receipt reading or split calculation. You are just capped at 3 uses before the paywall. The company promises that "payment integrations like Venmo are always free," meaning you never pay extra to send a payment request through Venmo or Cash App; the $9.99 or $24.99 is the only cost. The yearly subscription renews automatically unless you turn it off.

Splitty is built privacy-first. You do not need an account. Open the app, scan a receipt, split it, send payment requests, and optionally delete the app entirely. There is no login. The app collects minimal, anonymous usage data to understand how people are using it, but does not store your receipt text, the items on your receipts, or any personal identifiers. Receipt data stays on your device; the OCR processing happens in the cloud (that is where the computer vision happens), but Splitty does not archive the results. You do not hand over camera, contacts, location, or microphone permissions. Camera permission is required for scanning (obviously), and you can optionally grant Photos permission to import images from your phone's camera roll, but that is it. The app never knows your location, does not access your phone book, and does not listen to your microphone. If you are concerned about data privacy, Splitty is consciously designed to know as little about you as possible.

The app supports 180 plus currencies so it works globally. Currency conversion between receipts and payment requests is not supported, but international payment methods handle transfers if your group spans countries.

The app has accrued a 4.6 star rating on the Apple App Store and has over 50,000 downloads, suggesting it has found an audience. The reviews highlight the same points the marketing does: accuracy, speed, and the removal of the awkward "let's split it" conversation. People also praise the absence of ads and the simplicity compared to competitors like Plates and Tab.

Splitty's limitations are deliberate design choices. It is not for recurring expenses with roommates, it is for one-time splits like restaurant bills. If you need to track who owes whom over weeks or months of shared household costs, Splitwise or Splid is the right tool. Splitty settles immediately; there is no running balance or ledger. It is also not for multi-day trips with 30 plus expenses, hotels, and rental cars; those need a tool that accumulates expenses over time and lets you settle at the end. Splitty is for the check sitting in front of you right now.

The product is straightforward: if you eat out in groups and hate the uneven split that happens when everyone orders different things, Splitty removes the social and mathematical friction in about 30 seconds. The free trial of 3 scans is enough to test whether the speed and accuracy solve your problem. At $9.99 a year (less than a dollar a month), the annual subscription is priced for frequent users, people who go out to eat with others regularly. The lifetime pass at $24.99 is a one-time fee that appeals to people who want to own the tool outright. For occasional group dinners, neither commitment is particularly risky. For people who split bills frequently and currently use the phone calculator or do the math on a napkin, Splitty eliminates an annoying task and removes a source of resentment, and does both fast enough that you are still at the restaurant when it happens.