Retirement and FIRE Planning Tools
For anyone plotting an exit from full-time work, these tools model savings rates, withdrawal strategies, and portfolio longevity years ahead of retirement day. They project net worth, 401(k) and IRA balances, and safe withdrawal rates against a target age, useful for early retirees and traditional planners alike.
- 1
Free wealth-management dashboard with a widely used Retirement Planner linking real accounts to project retirement income against spending goals.
- 2
Comprehensive retirement planning platform with Monte Carlo modeling and Social Security optimization on a freemium subscription model.
- 3
Subscription app for modeling multiple retirement scenarios, withdrawal strategies, and Monte Carlo outcomes with detailed charts.
- 4
Free retirement calculator stress-testing withdrawal plans against historical market cycles since the 1870s to estimate survival odds.
- 5
Free historical simulator popular in the FIRE community, modeling custom income and spending events year by year against past market data.
- 6
Free browser retirement simulator using 100+ years of historical returns to compare withdrawal strategies like constant dollar and guardrails.
- 7
Free Monte Carlo calculator from Vanguard estimating the odds a portfolio and withdrawal rate will last through retirement.
- 8
Long-running FIRE blog and Financial Independence Lab with calculators and tax-optimization tools aimed at early retirees.