Net Worth Trackers
A net worth tracker aggregates accounts it does not hold: checking, savings, brokerage, retirement, mortgage, car loan, sometimes a house or a crypto wallet. It never moves money, so its business model is not tied to yours, and the number it shows is the single figure that says whether a year went well. Coverage is what separates them. Some connect thousands of US institutions and choke on a small credit union, some let you enter an illiquid asset by hand, and several are the free front door to a paid advisory service, which the listings here say plainly.
- 1
Free dashboard that tracks net worth, budgeting, debt paydown, and retirement planning in one place.
- 2
Connected account dashboard for couples and families with automatic transaction categorization and shared budgeting.
- 3
All-in-one app that tracks spending, investments, and net worth with AI auto-categorization.
- 4
See your full financial picture in one cloud-based app with budgeting, investments, and retirement planning.
- 5
Free account-aggregation dashboard for tracking income, expenses, and net worth from multiple institutions.
- 6
Free credit score and credit report monitor with read-only access to your credit file, no credit cards required.
- 7
Forward-looking personal finance software that forecasts your account balances and connects multiple accounts for unified financial tracking.
- 8
Mac and iPhone personal finance software connecting over 14,000 banks with end-to-end encryption.
- 9
Feature-rich budgeting app combining spending tracking, forecasting, investments, and retirement planning with 20000-bank connectivity
- 10
Open-source net worth and investment tracker running locally on your device with optional sync
- 11
End-to-end encrypted portfolio tracker for stocks, ETFs, crypto, real estate, and private investments via CSV import.
- 12
Retirement planning software that links your investments, runs Monte Carlo scenarios, and monitors net worth with AI-powered plan insights.
- 13
AI-powered financial advisor tracking spending, investments, and taxes, bundled with high-yield savings.
- 14
Open-source personal finance app tracking bank accounts, stocks, crypto across 10,000+ institutions with AI assistant.
- 15
Connect your accounts to track spending, set budgets, and find money you didn't know you had.
- 16
EveryDollar
NewRamsey Solutions zero-based budgeting app with free manual entry tier and premium bank sync via Plaid.
- 17
Swiss privacy-first net worth tracker with Plaid and GoCardless integration, FIRE calculator, and couples sharing for EUR 5/month.
- 18
Free open-source double-entry accounting for personal finance with investment tracking and multi-currency support.
- 19
Open-source personal finance manager with double-entry accounting, self-hosted on your computer, supporting stocks and retirement planning.
- 20
iOS and web budgeting app with bank sync, flexible budgets for irregular income, and full net worth tracking.
- 21
Canadian-built budgeting app for North America with net worth tracking, goals, and multi-currency support starting at 2.49 CAD per month.
- 22
Full-featured budgeting app with automatic bank sync, net worth tracking, and couples sharing, available free with no credit card required.
- 23
Multi-currency budgeting app for expats and international earners with envelopes, sinking funds, debt payoff, and investment tracking.
- 24
Open-source budget tracker with self-hosting options, bank sync across 30+ countries, and AI-assisted categorization.
- 25
AI-powered budgeting platform connecting 12,000+ banks, cryptocurrencies, and brokerages with automatic spending categorization and net worth tracking.
- 26
AI financial coaching app that tracks net worth, provides personalized education, and helps with scenario planning.
- 27
An AI-powered personal finance app with automatic categorization, receipt scanning, and an AI CFO chat that answers financial questions using your own data.
- 28
AI-powered budgeting app with Plaid bank sync, subscription leak detection, and credit score monitoring for US users.
- 29
AI-powered budget assistant that connects your bank accounts through Plaid to Claude, ChatGPT, Google Sheets, or Excel.
- 30
A free online checkbook and budgeting tool for transaction tracking, bill management, and financial reporting.
- 31
A free budgeting app with Plaid bank sync, unlimited categories, net worth tracking, and optional bank linking fees.
- 32
Connected budgeting app linking 12,000+ institutions via Plaid, zero-based budgets, AI assistant, free account plus $7.99/month Premium.
- 33
AI-powered app that automates budgeting, savings, and debt repayment across connected bank accounts with guardrails you control.
- 34
All-in-one finance app with concierge bill negotiation and automated subscription cancellation.
- 35
A read-only multi-currency cash and net worth ledger for complex finances, syncing 12000-plus banks or importing CSV.
- 36
A free manual net worth tracker for iOS, Mac and Android with multi-currency support and no bank connections.
- 37
Privacy-first net-worth tracker for manual entry, no bank connections or account required
- 38
A multi-currency net worth tracker for portfolios and couples, manual entry only, by indie engineer Nathan Brachotte.
- 39
UK net-worth tracker for property, pensions, ISAs, stocks and crypto with read-only bank sync
- 40
Dividend portfolio tracker with tax estimates and multi-broker sync, built by a dividend investor with free and paid tiers.
- 41
Single-developer FIRE planner that combines budgeting, net worth tracking, and retirement modeling in one browser-based app.
- 42
Manual-first personal finance tracker with seven-currency support and no bank linking required.
- 43
Privacy-first budgeting app with local file storage, net-worth tracking, and optional sync across devices, currently in early access signup phase.
- 44
Google Sheets budget templates sold as one-time purchases, no subscriptions or bank connections required.
Frequently asked questions
What is the difference between a budgeting tool and a net worth tracker?
A budget tracks your monthly income and expenses to show where your money goes. A net worth tracker aggregates your checking, savings, retirement, and brokerage accounts to show your overall financial progress over time.
Can these tools track assets other than stocks and bank accounts?
Yes, some platforms allow you to track crypto, commodities, real estate, and even collectibles. Certain trackers also focus on specific data like dividend yields or ex-dividend dates.
Are there options available if I don't want to pay a monthly subscription?
Several options in this category are free to use. Some provide free account aggregation and retirement planning, while others offer free portfolio tracking for specific asset classes like stocks and crypto.
How do these tools handle my different financial institutions?
Most of these tools use account aggregation to pull data from multiple banks, brokerages, and exchanges into one dashboard. This allows you to see your total balances and asset allocations in a single place without manual entry.