Subscription and Bill Trackers
Streaming, software, and gym memberships pile up quietly until a bank statement turns up three you forgot you had. These apps scan your linked accounts for recurring charges, flag the ones worth cutting, and in some cases call the company and cancel or negotiate the bill for you.
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Formerly Truebill, now owned by Rocket Companies, Rocket Money scans your linked accounts for recurring charges and will contact companies on your behalf to cancel the ones you don't want. A free tier covers the basics, while Premium runs on a pay-what-you-want model and includes light budgeting on top.
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Hiatus links to your bank and card accounts through Plaid to detect subscriptions automatically and lets you set a spending cap specifically for streaming. A free tier covers tracking, while Hiatus Premium adds bill negotiation for a flat monthly fee rather than a cut of the savings.
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A negotiation service rather than a tracking app, Billshark calls your internet, cable, and phone providers to push your rate down and charges 40% of whatever it saves in the first year. It also offers help canceling unwanted subscriptions.
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An iOS-only subscription tracker with no bank linking at all, you add each subscription by hand. It's free for a small number of entries, and a one-time purchase removes the cap for unlimited tracking with no recurring fee.
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Primarily a free credit-monitoring app, Experian's free tier also surfaces recurring subscriptions tied to your linked accounts. Actual cancellation across more than 200 providers and negotiation tools are reserved for paid IdentityWorks members.
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A fully manual subscription tracker with no bank linking, free for up to 10 subscriptions and roughly $6 a month for unlimited tracking on the Starter Plus tier. Higher tiers add Zapier integration and are aimed more at freelancers tracking client subscriptions than household budgets.