TrackMySubs

TrackMySubs skips bank connections entirely. You add each subscription manually, name, cost, billing date, and the app reminds you before renewals hit so you have a chance to cancel before getting charged again. That manual approach means there’s nothing to misread or miscategorize the way an automated scan sometimes does, at the cost of needing to keep the list updated yourself.

The free plan tracks up to 10 subscriptions, which is plenty for most individual users. Starter Plus, around $6 a month, removes that limit, while the Entrepreneur and Unlimited tiers run from roughly $12 to $18 a month and lean toward freelancers and small businesses tracking client subscriptions rather than personal budgeting, with Zapier integration for automating reminders and reports. It’s a fit for anyone who wants a simple, private list without connecting a bank account, and a better fit for freelancers than for a typical household once you’re past the free tier.