LowerMySubs

LowerMySubs takes a privacy-by-default approach, asking you to manually enter or upload a CSV of your subscriptions without requiring a bank login or account. The tool audits your list and helps you identify which ones you can trim or cancel.

This works well for users who distrust bank connections or want full control over what data they share. It's simple and free, making it a solid choice for a one-off spending review with no ongoing commitments.