Bobby

Bobby takes the opposite approach from most apps in this category. Instead of connecting to your bank and inferring what’s a subscription, you enter each one yourself, the name, the amount, the billing cycle, and Bobby builds a calendar and a running monthly and yearly total from there. That manual setup takes a few minutes longer up front, but it also means there’s no account linking, no Plaid permissions screen, and nothing for the app to get wrong by misreading a transaction description.

The free version caps you at a handful of tracked subscriptions, enough to test whether the workflow suits you. The all-in-one pack is a single one-time purchase rather than a subscription itself, a deliberate bit of irony for a subscription tracker, and it raises the cap to unlimited along with adding a few extra features like custom icons and export options. Bobby is iOS only, so it’s a fit for iPhone or iPad users who want a clean, private list rather than an automated bank scan, and a non-starter for anyone on Android.