WalletHub

WalletHub combines credit monitoring with budgeting features, and includes a bill tracker that logs recurring charges and sends payment reminders. You can categorize subscriptions, set spending limits, and see your total monthly obligations at a glance. The app also shows how subscriptions impact your credit score and suggests ways to optimize your accounts.

Best for people who want subscription tracking alongside credit monitoring. If you're already using WalletHub to watch your credit or manage debt payoff, the subscription feature is a natural extension that doesn't require another app. The free tier covers all essential tracking and alerts.