Finny
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Finny is an AI-powered expense tracker that doesn't sync to your bank accounts, which appeals to privacy-conscious users. It supports over 150 currencies and lets you set up recurring rules to categorize expenses automatically. The premium version costs $1.99 per month, making it one of the cheapest options in this category for ongoing expense tracking.
If you prefer manual entry or want to keep your bank data completely separate from the app, Finny works well. It's particularly useful for people managing money in multiple currencies or those who value privacy over the convenience of automatic bank sync.