PocketSmith
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Most budgeting apps tell you where your money has been. PocketSmith spends more of its effort on where it’s going. Its calendar view lays out scheduled income and bills against your linked account balances and projects forward, so you can see, for instance, that your checking account is on track to dip uncomfortably low three weeks from now, before it actually happens, or that a planned irregular expense in October will push your net worth temporarily backward.
US bank accounts sync through Plaid the way most modern budgeting apps connect, and the underlying budgeting tools, category tracking, multiple accounts, net-worth charts, work similarly to competitors in this price range. Plans range from a free tier with real but limited forecasting to paid tiers between roughly $9.95 and $39.95 a month depending on how many accounts and how far forward you want to project. It fits people who think in terms of “what happens if,” planning around an upcoming move or a baby or a big purchase, more than people who just want a simple monthly snapshot.