SubTracker

Subscription tracking and cancellation, built for the details

SubTracker tracks all your recurring payment subscriptions in one place and sends you alerts before free trials end or charges renew. The app stores your subscription data on your device only, with no cloud storage or data sharing, and lets you start tracking for free with up to 3 subscriptions before upgrading to paid plans.

Many people discover months after canceling a service that the charge still arrived, or wake to find a free trial became a monthly bill without warning. SubTracker solves this by keeping all your subscription details in view, with reminders timed to your preference, so you can act before the money leaves your account.

Entering and tracking subscriptions

SubTracker does not connect to your bank or automatically pull subscription data from your accounts. You add subscriptions manually by entering the service name, the cost, and the renewal date, or by tapping through your bank and credit card statements to find hidden recurring charges. Once entered, SubTracker watches for the dates and costs you listed and sends notifications on your chosen schedule: 1 day before renewal, 3 days before, 1 week before, or 2 weeks before the charge is due.

The notifications arrive at times you select: 1:00 AM, 9:00 AM, 12:00 PM, 3:00 PM, 6:00 PM, or 8:00 PM. The app displays a renewal calendar, a count of active subscriptions and upcoming charges for the week, and a list organized with quick links to cancel each service. For subscriptions billed in different cycles, the calendar view separates trial countdowns, upcoming renewals due this week, and a full list of all active subscriptions. When a trial is about to convert to a paid plan, the app flags that subscription so you can cancel before the first charge. The cancellation reminders are designed to give you enough advance notice to act on the notification while you remember it, rather than the alert arriving hours or minutes before a charge drops.

There is no automatic bank syncing and no stored connection to your bank account. If you need to find subscriptions you have forgotten, SubTracker suggests reviewing 3 to 6 months of your bank and credit card statements, checking your email for subscription confirmations and receipts, and looking through your phone's app store subscriptions under your account settings in iOS App Store or Google Play. Once you locate them this way, add each one to SubTracker manually to begin tracking.

Built-in budget cap and spending overview

SubTracker includes a spending cap feature that shows your monthly budget limit and how much you have spent against it so far in the month. The interface displays a budget line (the example shows $5,000 per month) and a running total of what has been charged so far, plus a percentage of your budget that has been used. From this view you can see exactly which subscriptions are running in the current billing period, the monthly cost for each one, and the total you are spending on recurring charges. A progress bar shows your spending as a percentage of your budget limit, making it quick to see whether you are on track or approaching your ceiling.

The app also generates a yearly projection based on your current subscriptions, so you can see what your annual spending will total if you keep all of them in place. If you are tracking 33 active subscriptions with a combined monthly spend of $498.89, for example, the app will project a yearly total of $5,986.68. This helps identify how much you can save by canceling unused services or finding cheaper alternatives, such as switching to an annual plan to get a discount or rotating between services rather than subscribing year-round.

Categories for subscriptions allow you to organize your spending by type: entertainment, productivity, fitness, news, software, or a custom category you define. Viewing subscriptions by category makes it easier to spot overlaps, like having two streaming services or two music apps, or to find easy cancellations when you need to cut spending quickly.

Pricing and what is free

SubTracker is free to download and free to use with a limit of 3 subscriptions tracked at no cost. This free tier includes basic reminders and notifications, so you can try the app and see whether it fits your workflow without risk. The premium plans cost $4.99 per month or $45 per year, which saves you $15 annually compared to the monthly rate. Premium includes unlimited subscription tracking, advanced spending analytics, comprehensive budget management, detailed reports, and priority support.

The site does not state what additional analytics or reports are included in the premium tier beyond what is visible in the free tier, and does not publish a trial period for premium features. If you want to try premium before paying, you will need to contact the support email on the site to ask whether a trial is available. The pricing page recommends that most users save $200 to $500 per year by better managing their subscriptions with SubTracker, which means for many people the premium cost pays for itself by helping you catch and cancel just one or two subscriptions you forgot you were paying for.

Updates to the published prices and what each plan includes should be verified on the pricing page before you subscribe, as subscription app pricing changes frequently.

Who SubTracker works best for

SubTracker suits anyone paying for multiple subscriptions and worried about forgotten free trials or accidental charges. It is especially valuable if you have tried free trials and then forgot to cancel before being charged, or if you manage subscriptions for a family and want a clear view of what everyone is paying for each month. The free tier for 3 subscriptions is a real starting point, not a severe limitation, so you can test whether the app solves your problem without any cost. Many people discover they are paying for duplicate services or subscriptions they no longer use after starting to track them; SubTracker makes those overlaps visible at a glance.

The app is less suitable if you use only one or two subscriptions, or if you prefer automatic bank syncing to manual entry. SubTracker requires you to add subscriptions by hand and to keep the details up to date yourself, so if a subscription price changes, you will need to edit the entry in the app to see the updated amount. This is also not a budgeting app in the full sense: it excels at subscription tracking and includes a monthly spending cap, but it does not handle other kinds of expenses, investment tracking, debt management, or multi-currency support the way some all-in-one money apps do.