Monarch Money

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Monarch Money built itself as a Mint replacement by offering comprehensive budgeting and net-worth tracking behind a subscription. The standout feature is its AI copilot, which answers questions about your own spending patterns and account data to help you understand your finances better.

The app gives you a single dashboard for all your accounts, plus the copilot can pull insights from your transaction history and trends. If you liked Mint and want an upgrade with smarter AI assistance, Monarch fits the bill.

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