Tendi
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Tendi is a newer entrant built as a full-featured AI financial advisor that ingests spending, savings, and investment data to create a holistic strategy. It identifies inefficiencies in your portfolio, suggests shifts to reach your goals faster, and explains trade-offs (e.g., more risk for faster growth). The setup walks you through your full financial picture before the AI starts analyzing.
Worth considering if you want a single AI voice across all your money decisions. As a recent launch, it has less track record than competitors, but its integration breadth and willingness to challenge your current strategy appeal to people who are open to major changes.