Empower Personal Dashboard

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Empower (formerly Personal Capital) links your bank and brokerage accounts to build a complete picture of your money in one place. The free version tracks spending patterns, projects cash flow, and calculates your net worth, making it useful for people who want a dashboard without subscription costs.

The paid advisory arm offers wealth management for those with substantial portfolios, but you can use the budgeting and net-worth tracking entirely for free. It appeals most to people monitoring multiple accounts who value a consolidated view of their financial health.

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