Spendee

Spendee is a money manager and budget planner built by a Prague-based company that pairs bank connections with mobile-first design. Available on iOS and Android, it emphasizes shared finance management through what it calls "shared wallets," a feature the site says is popular among couples, families, and roommates handling finances together. The app handles multiple currencies and takes the manual-entry approach alongside bank syncing, making it accessible whether your money moves through connected institutions or stays cash-only. The site highlights that Spendee has been featured by both the Apple App Store and Google Play, signaling platform-level recognition.

How Spendee connects to your banks

Bank connections come through what Spendee calls automatic importing: connect your accounts and transactions flow into the app without manual entry. The site also mentions the ability to connect crypto wallets and e-wallets for a complete picture of your cash flow. If bank connections don't work for you, you're cash-heavy or move money outside traditional channels, Spendee handles manual entry too, letting you add expenses on the go. The site specifically notes this is preferred by people paying mostly by card, though it handles both entry methods. One limitation sits at the foundation: the captured page does not detail which banks or institutions Spendee connects to, whether via Plaid or a direct feed, or how often syncing refreshes. The lack of this detail means you'd need to verify compatibility with your own financial institutions before committing.

Budgeting structure and shared access

The app works through categories you customize with pictures and locations. Set a budget for a category, say, dining out or power bills, and Spendee shows you how much you have left to spend each day to stay within that month's limit. The site calls this "smart budgets," framing the daily allowance as the working mechanic: know your daily limit and you know whether today's coffee is in budget. For couples or roommates with shared expenses, Spendee's shared wallets let two or more people contribute to the same accounts and see real-time balances together. The site emphasizes that this feature surfaces prominently in customer testimonials, suggesting it's one of the app's anchors for multi-person households. Sync and backup are mentioned as valuable for anyone using the app across multiple devices or sharing access, which matters if you and a partner both need to see current balances on your phones simultaneously.

The captured homepage shows a dashboard screenshot with example transactions and budget breakdowns: a rent payment, personal expenses tracked in real time, category percentages for power and energy, food and drink, and travel. This visual emphasis on category breakdown appears consistently, suggesting the app prioritizes helping you see where money goes by spending type rather than by date or merchant alone.

Multiple currencies and travel

The app handles multiple currencies, described on the site as favored by travelers and digital nomads managing money in more than one denomination. This is a concrete differentiator for anyone regularly crossing borders or earning in different currencies. You can track spending by location too, the app maps your purchases by store or restaurant, letting you see cumulative spending at a single venue. The site provides a concrete example: you can sum your spending per restaurant and "find out why those waiters love you so much." The ability to assign a photo and location to every expense adds a personal data-keeping layer; you're not just logging a transaction, you're documenting where and what it was for.

What Spendee costs

No pricing is published on the captured pages. The site mentions Spendee Premium and Spendee Plus in the footer, but does not state what features these unlock, what they cost, or whether a free tier exists. This is a significant gap if you're deciding whether the app will cost money before download; you would need to check the pricing page directly before subscribing.

Who Spendee suits best

The shared wallet framing makes Spendee an intentional fit for couples and households where two or more people share decision-making about money. It works well if you move money through bank accounts and want automatic syncing, or if you prefer manual entry and don't need bank connections at all. It suits travelers and digital nomads because of its multi-currency support and map-based spending breakdown. The design emphasis on visual reporting, charts over spreadsheets, appeals to people who want to see their money visually rather than in rows of numbers. The 4.7-star App Store rating suggests retention is strong, and the site notes it won a Mobile UX Awards recognition in 2017, which speaks to the interface design rather than the feature depth.

The testimonials on the site emphasize ease of use and intuitive design. One user writes, "The app works intuitively, it makes it super easy to control your money." Another notes, "I've tried other money tracking apps before Spendee, but I choose to stick to this because of its simplicity and intuitive design." A third emphasizes the cross-platform aspect: "The fact that it is cross-platform has made my life easier. I am always in control with my finances." These comments point to the core value proposition, controlling finances without friction. One user specifically credits the design and sync: "Easy to use, great design, sync option and it has a very simple and nice-looking widget that makes it even easier to use." The widget mention suggests mobile convenience, letting you add an expense from your home screen without opening the full app.

One real limitation: the site does not explain which banks sync automatically or whether there's a limit to how many accounts you can connect. If bank syncing is essential and you bank with a smaller institution, you'd need to verify compatibility before downloading.

Spendee competes in a crowded space, every app here handles categories and budgets, but its shared-wallet positioning and multi-currency support carve a clear niche for people managing money with partners or across international borders. The lack of published pricing means you're downloading first and deciding on cost later, which is not ideal but is manageable given the app's strong user sentiment and recognition.