Monarch Money
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Monarch Money launched after Mint's shutdown to fill the gap for households that want one place for budgets, spending, investments, and net worth tracking. It syncs with banks through Plaid and connects to brokerage accounts so you see your full financial picture alongside day-to-day transactions. The budgeting engine uses your actual spending history to forecast categories, and you can invite family members to the same account with customizable permissions.
Monarch works best for people who want everything in one place and don't mind paying for a comprehensive tool. It rivals Quicken for households managing mortgages and stock portfolios, but with a cleaner modern design and stronger multi-user collaboration than desktop-era software.