Acorns Early

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Acorns Early used to be GoHenry’s US business before Acorns bought the company in 2023 and folded it into its own kids’ product line. GoHenry’s separate UK operation is being sold to Barclays in 2026, but that deal doesn’t touch the US side, which stays under the Acorns Early name and keeps its own card and app. Kids from 6 to 18 get a prepaid debit card, while parents set allowance schedules, approve chore payments, and get a notification for every transaction.

What sets it apart from a plain debit card is the built-in curriculum, short lessons on saving, spending, and budgeting that kids work through inside the app, tied to real money moving through their own account rather than a hypothetical example. It plugs into the broader Acorns ecosystem, so a parent already using Acorns for their own investing has one company managing both. It suits families who want the financial habit-building baked into the product itself, not just a card with parental controls bolted on.

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