Spendee

Spendee has offered shared wallets for couples and families since 2013, with a strong privacy stance. Users log expenses manually or via receipt photos, then divide shared costs between household members. Each person creates their own wallet and joins shared ones as needed, maintaining full control over what gets recorded and with whom it's split, without ever connecting bank accounts or syncing financial data.

Spendee works for families uncomfortable with bank linking or those managing cash, allowances, or subscription splits. Its manual-entry approach trades automation for complete control and privacy by design. The receipt photo feature makes logging quicker than typing each transaction, and the flexible splitting handles everything from dinner bills to quarterly shared utilities.