Equifax

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Equifax is one of the three major credit bureaus, so getting your credit information directly from the source eliminates the middleman. Their paid monitoring plans start at $9.95 per month and include credit score updates, fraud monitoring, and access to your full credit report.

Good for people who trust data straight from a major bureau and want flexible pricing tiers. The paid plans offer more features than free alternatives, though you'll be paying for convenience and bureau-direct monitoring.

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