MoneyLion
Tap a star to rate
MoneyLion is a subscription-based financial app that combines credit building with loan matching. The platform offers credit-builder loans (small secured loans that help rebuild credit) and connects you with personal lenders offering debt consolidation loans. Its strength is in helping people with limited or damaged credit improve their score before applying for larger consolidations. The app also includes budgeting, investing, and insurance tools as part of your membership.
It's worth considering if you're working on rebuilding credit while consolidating debt. The all-in-one approach means you get help with the broader financial picture, not just a loan. However, the monthly subscription cost ($30–$99 depending on the plan) makes it more expensive than a marketplace that just matches you with lenders. You're paying for the full financial app experience, which is valuable if you'll use the budgeting and investing tools alongside the loan features.