National Foundation for Credit Counseling

NFCC connects you with certified nonprofit credit counseling agencies across the country. These member agencies negotiate lower interest rates with creditors and build customized debt management plans tailored to your financial situation.

As a nonprofit network, NFCC prioritizes your financial recovery over profit, so you get honest advice without hidden costs. With decades of experience, their agencies have helped countless families and individuals regain control of multiple credit card balances.