Upgrade
Tap a star to rate
Upgrade is a lender that pays your creditors directly on your behalf, so the consolidation is immediate and automatic. You get a fixed rate, and if you qualify, you can snag an additional rate discount by setting up autopay. Loan amounts go up to $50,000, and Upgrade funds quickly once approved.
The direct-to-creditor payout is handy because you don't have to manage the transfer yourself. It works for anyone trying to stop juggling multiple payments and lock in one predictable monthly bill.