Budget Seer

Budget Seer is a macOS app that forecasts your account balance day by day based on your spending patterns and upcoming expenses. It's available as a free version or as a one-time purchase that opens additional features like multiple account support and more detailed projections. By showing you projected daily balances, the app helps you spot cash flow problems before they happen and plan transactions accordingly.

This app fits the niche of Mac users who want predictive budgeting without ongoing subscriptions. The straightforward interface focuses on one key question: what will my balance look like over the next month? It's especially useful if you're paid irregularly or have expenses that fluctuate, giving you confidence that you'll have enough to cover bills as they come due.