Buxfer
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Buxfer has offered free budgeting since 2006, with account aggregation across multiple banks and cards, plus a shared-expense tracker for splitting costs with roommates or family. The free tier lets you track spending and set budgets without paying anything extra.
It's especially useful for households managing shared bills. Groups settle expenses easily, and everyone stays informed about who owes what. Buxfer's long track record makes it a reliable option for basic to intermediate budgeting needs.