Waypoint Budget
Tap a star to rate
Waypoint Budget launched in 2022 specifically to fill the void left by Mint's shutdown. It connects to over 10,000 banks and credit unions, imports transactions automatically, and includes an AI coach that gives personalized budget advice without charging you for it. The app handles the full budgeting workflow from bank connections through expense categorization to forecasting, and the free tier doesn't expire.
If you were a Mint user looking for a true successor with a free tier that stays free forever, Waypoint delivers. Unlike competitors that offer a free version only as bait for upgrades, Waypoint's free plan includes all the core budgeting features you need. The AI coach feature sets it apart, offering actionable suggestions based on your spending patterns without the premium-only gate you'll find elsewhere.