Keeper

Keeper is built around the tax reality of gig work and contracting. It scans your transactions in real time to uncover deductible expenses you might miss, then estimates your quarterly taxes based on actual earnings and write-offs. The app is designed to reduce tax surprises and put the deductions you've already spent in front of you.

If tax liability is your biggest concern, Keeper's strength is automating that hunt for write-offs. Many freelancers leave money on the table by not tracking expenses properly, and the app surfaces those opportunities as transactions flow in. It's tax-first by design, not a general budgeting tool trying to do taxes on the side.