Digrin

Digrin is a read-only dividend and portfolio tracker built by a dividend investor for fellow dividend investors, launched in 2014. The platform aggregates holdings from your brokers or lets you import transactions manually, then focuses on the metrics dividend-focused investors care about: yield, dividend growth, upcoming payouts and tax implications. It does not hold or trade assets itself, only views them.

Tracking Your Dividend Income

The platform centers on a dividend calendar showing paid, announced and projected dividends in one view, with income broken down by month so you can plan ahead. The site describes yield on cost, DGR (dividend growth rate), XIRR and projected dividends as core metrics. You can compare your portfolio against SPY or any ETF to see monthly and long-term performance.

Tax estimates break out capital gains, dividends by currency and dividends by individual stock, which the site says is useful for year-end and planning. The platform does not publish whether these estimates are accurate for any specific tax jurisdiction or how they handle capital gains across multiple holdings.

A dividend screener lets you filter by yield, DGR, payout ratio and sector to find ideas that fit your criteria, though the site does not explain what data feeds this screener or how current the payout ratios are.

A full dashboard view shows your dividend composition, upcoming payouts, changes and heatmaps. The site also offers a live example portfolio so you can see the interface before signing up. The platform does not publish what metrics it uses to score dividend quality or how the dividend growth rate calculation handles corporate actions like splits or mergers.

How Data Gets Into Digrin

The platform supports three pathways: manual entry for a few positions or to try the app, CSV import from supported brokers, or direct broker sync. For broker syncing, Digrin connects with Trading212 and Interactive Brokers through automatic read-only connections. The site lists an extensive set of supported CSV formats: Digrin itself, AI CSV (any format), Fidelity, Interactive Brokers, Yahoo, Trading212, Degiro, Portu, Robomarkets, Revolut, Robinhood, Freetrade, XTB, eToro, Lightyear, Interactive Investor, Tastytrade, Snowball Analytics, Wood, Finanzen.net, and Saxo Bank.

For free-tier users, Trading212 and Interactive Brokers sync daily. Paid members get on-demand sync every 5 minutes for those two brokers, which means a paid subscriber can refresh their portfolio every 5 minutes while a free user waits for the next daily sync window. The site does not state what time the daily sync runs or what happens if a sync fails.

The free tier allows import transactions via CSV with 3 per day AI-assisted imports. Paid tiers increase this to 20 per day. CSV import requires you to match or detect your broker format, and the site lists dozens of supported formats, but the site does not explain how long it takes to get a portfolio of hundreds of positions into the system or whether there is a bulk-import option.

Manual entry is available to anyone, but the site does not publish the number of assets in its database for autocomplete or how long it takes to manually add a large portfolio.

Pricing and Tier Limitations

Digrin has three tiers: Explorer (free), Plus and Pro. The free Explorer tier offers 1 portfolio with 30 transactions per calendar month, daily Trading212 and Interactive Brokers sync, 6 months of dividend calendar history, and a heatmap covering the last 3 months. You get portfolio overview, stock screener, watchlist and the ability to import CSV. The site states "7-14 day money-back guarantee" and "Cancel anytime" for paid tiers.

Plus costs 4.17 euros per month billed annually (a 48% savings versus monthly pricing) or 7.99 euros per month billed monthly. Plus includes 5 portfolios, 100 transactions per calendar month per portfolio, on-demand sync every 5 minutes for Trading212 and Interactive Brokers, 2 years of dividend calendar forward, and a full heatmap. You can export CSV, add custom benchmarks beyond SPY, see the full earnings calendar, and access full statistics, stock financials and tax estimates for all years.

Pro costs 8.99 euros per month billed annually (31% savings versus monthly pricing) or 12.99 euros per month billed monthly. Pro includes 10 portfolios, 500 transactions per calendar month per portfolio, the same on-demand 5-minute sync, and 10 years of dividend calendar forward. All features from Plus are included. The platform also offers limited AI-assisted CSV import to free users (3 per day) and to Plus and Pro members (20 per day), so upgrading gives you more opportunities to bulk-load positions without manual entry.

The site does not publish what happens to your data if you cancel a paid subscription, how long your historical data is retained, or whether the free tier has any storage limits.

What the Platform Does Not Tell You

The site does not publish the number of stocks in its database for screening or research, how often dividend and company data is updated, or the lag time between a dividend announcement and its appearance in Digrin. It also does not state which data provider supplies the company fundamentals, payout ratios or dividend history. The tax estimates feature calculates figures for display, but the site does not specify whether these estimates work for non-US investors or have country-specific rules built in. A reader in Germany or the UK would need to verify that the tax estimates match their tax authority's rules.

The dividend screener does not explain what data points it can filter on beyond yield, DGR, payout ratio and sector, so a more sophisticated investor looking to screen by buyback yield, free cash flow payout or other metrics would need to use another tool. The site does not publish the source of historical dividend data or how far back the history goes, which is important if you are using yield on cost to analyze positions held for many years.

Who This Suits and Who It Does Not

Digrin is built specifically for dividend-income investors who want to track payouts across multiple accounts and plan their income stream. The free tier is genuinely useful for someone starting out with a single portfolio and a handful of holdings, or for testing before subscribing. The low paid pricing (4.17 euros per month, billed annually) is competitive for a tracker that syncs with actual brokers, and the 5-minute sync refresh for paid users is fast enough for someone actively trading.

The platform does not include tax calculations built for any specific country, so a US investor might be comfortable with the estimates but a UK or Australian investor would need to verify the calculations against their local rules. It is not a robo-advisor or trading platform, so you do not get rebalancing suggestions or the ability to execute trades. Real estate investors will not find a way to track rental properties. Options investors will not find Greeks or strategy analysis.

The 30-transactions-per-month limit on the free tier is a tight constraint, because each trade is one transaction, so a free user who trades more than once or twice a month will hit the limit. Free users also get only 6 months of dividend calendar visibility, which is not enough to plan a full year of income or to analyze long-term dividend trends. Upgrading to Plus removes all of these constraints and is probably the right move for anyone with more than 5 holdings or who is actively managing a dividend portfolio.