Moneybox

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Moneybox is a UK-focused app that rounds up every card transaction to the nearest pound and invests the difference in diversified portfolios. You can choose from ready-made investment options based on your risk tolerance, or contribute additional lump sums. It handles the investing passively while you spend normally.

Moneybox works for UK users wanting to build investment accounts through everyday spending without active management. It combines budgeting (by tracking where money goes) with investing, making it more specialized than Mint's broad expense overview.


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