PocketGuard
Tap a star to rate
PocketGuard takes a refreshingly simple approach by focusing on one key metric: your "In My Pocket" safe-to-spend number. After you link your accounts, the app calculates how much you can actually spend on discretionary purchases once your bills, savings goals, and other obligations are covered. This removes guesswork from everyday spending decisions.
The simplicity is both a strength and a limitation. If you want detailed spending analytics or goal tracking across multiple categories, you'll find other apps more full-featured. But for people who just want to know how much they can safely spend without derailing their savings, it's straightforward.