Qapital

Qapital helps you save money toward specific goals by setting up personalized rules that automatically transfer funds from your linked bank accounts. You can choose from pre-built rules (like rounding up purchases or saving on workout days) or create your own based on habits and milestones. The app lets you define a target amount and deadline for each goal, keeping you accountable as you work toward it.

This app works well for people who save better with a specific target in mind rather than a general budget. It's lighter on spending tracking than Mint was, so it's best paired with a separate budgeting tool if you need detailed expense categorization. Qapital's strength is in turning financial goals into automatic habits you don't have to think about.