Tiller
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Tiller pulls your bank and credit card transactions directly into spreadsheet templates you customize in Google Sheets or Excel. You keep your budget and financial data in a spreadsheet you control, with automatic feeds doing the heavy lifting so you're not manually entering transactions. The platform offers pre-built templates for different budgeting styles, or you can build your own.
This approach works well if you're already comfortable with spreadsheets and want the flexibility to customize formulas and layouts. Transactions sync automatically, but you remain in the driver's seat for how data flows and how your budget gets categorized and analyzed.