Portfolio Charts Withdrawal Rates

Portfolio Charts distills decades of market data into a grid: pick your asset allocation (say, 60% stocks, 40% bonds), your retirement length (30 years, 40 years, etc.), and see the historical safe withdrawal rates that would have worked. The tool uses actual market returns from 1926 onward, so you're learning from the Great Depression, stagflation, and recent volatility. Different colored zones show you how often each withdrawal rate succeeded, which strategies stood up in nearly all scenarios versus the risky outliers.

Useful when you want a quick, data-backed answer to "how much can I safely spend?" without running your own simulations. It's more of a reference than a personalized planner, but for understanding the baseline of withdrawal-rate research, it's hard to beat.