GnuCash
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GnuCash has tracked household finances since 1998, using professional-grade double-entry accounting principles. It exports data as CSV or QIF files, integrates with tax software, and includes budget planning tools built for thoroughness, not speed.
Pick this if you want the accounting rigor of a CPA or plan to work with a tax professional. It's also strong for people managing investments, rental properties, or other complex finances, but the learning curve is steep for casual budgeters.