HomeBank
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HomeBank is a lightweight personal accounting tool that handles checking accounts, savings, credit cards, and multiple currencies. It imports transaction files from your bank, exports as CSV or QIF, and comes with budget templates you can customize.
It works for international users or expats managing money across currencies. The simple interface suits people new to budgeting who want to skip the spreadsheet complexity, though it lacks the real-time syncing you'd get from cloud apps.