Money Manager Ex
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Money Manager Ex runs on Windows, Mac, and Linux with the same data file syncing to cloud or local storage. It exports your transactions as CSV, connects to bank accounts for downloading statements, and includes budget tracking and reporting built in.
It's solid for cross-platform households where one person uses Windows and another uses Mac. The budget features are straightforward but not as advanced as specialist apps, making it a good middle ground between spreadsheets and full-featured platforms.