Dream Bigger Financial PSLF Tracker

The PSLF Tracker helps public sector employees monitor their path to loan forgiveness after 120 qualifying payments. Input your current loan balance, employment history, and repayment plan, and it estimates your forgiveness date while tracking progress toward the 120-payment milestone. The tool also models income-driven repayment options to show how different plans affect your payment amount and total interest before forgiveness.

This tool is purpose-built for government, nonprofit, and teaching employees pursuing PSLF. It addresses the unique challenge of PSLF: the 10-year timeline and strict employment requirements make tracking essential. If you're in public service and exploring whether PSLF makes sense compared to private payoff, this takes the guesswork out of your timeline.