Student Loan Planner
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Founded by student loan expert Travis Hornsby, this site pairs free tools like repayment and refinancing calculators with optional paid guidance from advisors. If you want to explore options on your own, the calculators cover both federal income-driven plans and refinancing scenarios at no cost.
The paid consulting service works best if you're optimizing between forgiveness programs and accelerated payoff, or if you have complex loan situations. Many borrowers use the free tools first to see whether they'd benefit from additional professional advice.