The College Investor Student Loan Calculator
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The College Investor's calculator specializes in federal income-driven repayment plans, letting you see your payment amount under Income-Based Repayment (IBR), Pay As You Earn (PAYE), Revised Pay As You Earn (REPAYE), and Income-Contingent Repayment (ICR). You input your income, family size, and loan balance, and it calculates your required payment for each plan.
Pick this if you're navigating federal income-driven options and need to compare how your actual income affects your payment under different plans. Federal borrowers with variable income, recent graduates just starting out, or anyone facing financial hardship will find the plan-by-plan breakdown most relevant. It's less flashy than other calculators but focused on the specific math that governs income-driven repayment.