Rocket Money

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Rocket Money started as Truebill, focused on finding and canceling subscriptions you forgot about. It's expanded to include full budgeting and expense tracking, but the subscription angle remains its strongest feature. A unique perk is bill negotiation, where Rocket Money can help lower your cable, internet, and phone bills by handling negotiations on your behalf.

It's especially valuable if you have many recurring charges buried in your accounts, or if you'd rather not negotiate bills yourself. The free tier covers basic tracking and subscription monitoring, while paid plans add bill negotiation and advanced features. For someone with subscription bloat, it can pay for itself in a month or two.

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