Clarity Money

Clarity Money scans your transactions and flags unused subscriptions you're still paying for, helping you cut the forgotten services that drain budgets. The app connects to your checking account and savings account to automate transfers into high-yield savings, so money moves without you having to think about it. Everything's free, which appeals to college students who don't want to pay for budgeting help.

Many students are surprised how much they spend on apps and subscriptions they stopped using. Clarity Money's main strength is finding that "waste" and either canceling it for you or helping you do it. Once you've cut the fat, the automation features make saving easier by moving money right after you get paid, which works well if you struggle to save what's left over at month's end.