Empower Personal Dashboard

Empower connects all your financial accounts in one dashboard so you can see checking, savings, investments, and loans together without logging into each site. The app analyzes fees you're paying across accounts and suggests lower-cost alternatives, potentially saving hundreds per year on banking and investment costs. Retirement planning tools estimate your projected wealth, and you can add an optional fee-only financial advisor if you want personalized guidance.

College students building financial habits from scratch benefit from seeing the complete picture early. Starting retirement savings at 20 feels abstract until Empower shows you projections, often making the case for starting NOW. The fee analysis is particularly useful for students managing student loans, checking accounts, and any investments they've started. The free version covers the essentials, so you're not paying for advice you might not need yet.