Koody

Koody is built for couples and roommates who want shared budget tracking without merging finances completely. Each person maintains separate accounts for personal money while logging shared expenses into a common pool. Users can assign recurring transactions, set spending categories, and grant permissions for who can add or edit expenses, keeping both individual autonomy and collective visibility.

Koody appeals to couples who share some bills but keep finances partly separate. It avoids the all-or-nothing feeling of fully merged accounts while still giving both partners clarity on shared spending and who's responsible for what. The recurring expense automation cuts down on manual data entry for things like rent, utilities, and subscriptions.