Zedger

Zedger simplifies shared household bills by automating who owes whom for rent, utilities, groceries, and subscriptions. You set up each expense once, tell it how to split (equal, by income, custom amounts), and Zedger calculates balances and settles up automatically. It connects to your bank account to track whether payments cleared, and handles unevenly timed payments so no one's owed extra.

Best for families or roommates tired of manual spreadsheets and cash venmo chains. Zedger is stronger on splitting predictable recurring costs than on managing one-off expenses, so it's ideal if most of your shared spending follows a regular pattern.