Copilot Money

Copilot Money combines budgeting and net worth tracking in an iOS-first app that uses AI to automatically categorize your transactions. Spending trend charts show where your money flows, and the optional Apple Watch app lets you check balances on the go. Setup is quick since the AI handles much of the categorization work for you.

This app appeals to people wanting simple, automated budgeting without manual category assignment. It's especially useful if you want a snapshot of both daily spending and overall net worth in one place.