Rocket Money

Rocket Money (formerly Truebill) combines spending tracking with subscription management and bill negotiation. The app hunts down recurring charges you may have forgotten and can cancel them for you. It also negotiates with service providers to lower your bills, potentially saving hundreds annually without extra work on your side.

Best for people overwhelmed by subscriptions and high bills, Rocket Money automates parts of money management that usually require phone calls and manual review. The spending tracker works alongside these features to give you a complete spending overview.