Charles Schwab

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Charles Schwab operates 400 branch locations across the United States alongside its online brokerage, meaning you can research and trade online or walk into a local branch for face-to-face guidance. The platform offers zero account minimums, commission-free stock and ETF trading, and 24/7 phone support available any time you have a question about your accounts or need help with a transaction. Retirement planning tools and educational resources help you think through strategies for converting savings into income.

For retirees who value the option to speak with someone in person while also having full online access, Schwab's branch network is unmatched among major brokerages. The company's reputation for customer service and willingness to help investors of all account sizes makes it especially welcoming to older investors navigating major financial transitions.

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