SoFi

SoFi brings together all the financial tools retirees typically need into one dashboard, eliminating the need to juggle multiple apps and login credentials. You get a checking and savings account, budget tracking, investment accounts, and retirement planning all in one place with a clean interface. The app connects your accounts and shows a unified view of your net worth, making it easier to understand your complete financial picture.

For retirees managing multiple income streams, investment accounts, and ongoing expenses, the integration saves significant time and mental load. SoFi's wealth management features include market research and personalized recommendations, which appeal to both experienced investors and those new to managing their own portfolios in retirement. The fee-free banking and competitive interest rates on savings make it competitive for those watching every dollar.