GoBank
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GoBank is an online checking account service established in 2012 that bundles banking with budgeting tools directly in the account interface. It includes a budget planner, Fortune Teller spending prediction, Money Vault savings goals, and instant account monitoring without overdraft fees.
This appeals to people starting from scratch with online banking who want budgeting and spending prediction built into their account. It's simpler than opening a separate budgeting app if you're willing to move your checking, though it's best for those comfortable with online-only banking.