Toshl Finance
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Toshl Finance works across 40+ currencies, making it useful if you earn or spend money internationally or manage finances across different countries. You set per-category budgets and savings goals, and the free tier lets you start with two budgets to test whether it fits your needs before upgrading.
The free version gives you a real taste of the app's core features without requiring payment upfront. If you want unlimited budgets and additional features, the paid tier open up everything, but many people find the free tier sufficient for basic tracking and goal-setting across a couple of budget categories.