Monefy

Monefy strips logging a transaction down to about three taps, hit plus or minus depending on whether money came in or went out, pick a category icon, and enter the amount. There’s no bank connection at all, by design, the entire app is built around speed of manual entry rather than automation, which makes it closer to a digital version of jotting a number on a receipt than a financial dashboard.

The base app is a one-time purchase rather than a subscription, and Monefy Pro, around $2.99 also paid once, adds Dropbox backup and removes the limit on how many custom categories you can create. It fits someone who has tried apps with bank syncing and found themselves spending more time fixing miscategorized transactions than they saved by not entering them manually. Anyone who wants reports, budgets with limits, or multi-device sync without a separate backup step will find Monefy thinner than the bigger trackers on this list.